body,
html {
	font-family:  Arial, Helvetica, sans-serif;
	text-align: center;
	font-size: 100%;
	background-color: #181860;
	margin:0;
	padding:0;
	color:#000;
	background:#a7a09a;
	min-width: 800px;
}

#wrap {
	position: absolute;
	top: 375px;
	width:90%;
	margin-left:5%;
	margin-right:5%;
	background:#DCE7F8;
	padding: 10px;
	text-align: left;
	min-width: 800px;
}

#header {
	position:absolute;
	top: 100px;
	height: 230px;
	width: 90%;
	background: #1F2863 url(../images/header.jpg) no-repeat right;
	padding: 0 10px;
	margin-left:5%;
	margin-right:5%;
	color: #9C9CFE;
	text-align:left;
	min-width: 800px;
}

h1, h2, h3, h4, h5, {
	margin: 0;
	letter-spacing: 0.1em;
}

h6 {
	margin: 0;
	letter-spacing: 0.1em;
	font-size:150%;
}

#nav {
	position: absolute;
	top: 330px;
	width: 90%;
	background:url(../images/nav/hbk.gif) repeat-x;
	color: #181860;
	padding: 0 10px;
	font-size: .8em;
	font-weight:bold;
	height:45px;
	text-align: center;
	margin-left:5%;
	margin-right:5%;
	min-width: 800px;
}

div#nav a {
	width:150px;
	color:#fff;
	text-decoration:none;
	background:url("../images/nav/htab.gif") no-repeat;
	float:left;
	padding:12px 10px 13px;
	margin:0 -10px;
}

div#nav a:hover {
    background-position:0 -45px;
    color:#1e5ebd;
}

div#nav a.active {
    background-position:0 -90px;
    color:#1e5ebd;
}

#nav ul {
margin:0;
padding:0;
list-style:none;
}

#nav li {
	list-style:none;
	display:inline;
	margin:0;
	padding:0;
	margin:0 auto;
}




#content {
float:left;
width:75%;
padding:10px;
background:#fff;
height: 100%;
}

div#content p {
	line-height: 150%;
}

div#content ul {
	line-height: 150%;
}

div#content ol {
	line-height: 150%;
}

div#content h1 {
	color: #CC0000;
	border-bottom: 2px solid #DCE7F8;
	padding-bottom: 6px;
	text-align:center;
}

div#content h1 {
border-bottom:2px solid #DCE7F8;
color:#CC0000;
padding-bottom:6px;
text-align:center;
}

div#content h2 {
	color: #CC0000;
	border-bottom: 2px solid #DCE7F8;
	padding-bottom: 6px;
	text-align:center;
}

div#content h3 {
	color: #CC0000;
	border-bottom: 2px solid #DCE7F8;
	padding-bottom: 6px;
	text-align:center;
}

div#content a {
	color: #0000FF;
}

div#content a:visited {
	color: #0000FF;
}

div#content a:hover {
	color: #CC0000;
	font-weight:bold;
}

#sidebar {
	float:right;
	width:20%;
	padding:10px;
	background:#DCE7F8;
	font-size:.8em;
	font-weight:bold;
	list-style:none;
}

div#sidebar h3 {
	font-family: "Trebuchet MS", Futura, Arial, Helvetica, Verdana, sans-serif;
	color: #CC0000;
	margin: 15px 0 0;
	padding: 6px;
	border-bottom: 0px solid #304890;
	font-size: 1.7em;
	text-align: center;
}
	
div#sidebar ul {
	list-style-type: none;
	padding: 0;
	margin: 0;
}
	
div#sidebar ul li {
	margin-top: 8px;
}
	
div#sidebar ul li a {
	display: block;
	width: 95%;
	padding: 7px 5px 7px 10px;
	color: #181860;
	background-color: #C9D2FB;
	font-weight: bold;
    text-decoration:none;
    background:url("../images/nav/vtab.gif") no-repeat;
    padding:7px 10px 6px 10px;
}

div#sidebar ul li a:hover {
	color: #FFF;
    background-position:0 -29px;
    color: #1e5ebd;
}

#sidebar a.active {
    background-position:0 -58px;
    color:#1e5ebd;
}



div#bottomnav {
	color: #9C9CFE;
	padding: 8px;
	font-size: 90%;
	background-color: #304890;
	text-align: center;
}

div#bottomnav a {
	color: #9C9CFE;
	border-bottom: 0px solid #9C9CFE;
}

div#bottomnav a:hover {
	color: #FFF;
	border-bottom: 1px solid #FFF;
}

div#copyright {
	color: #304890;
	padding: 8px;
	font-size: 80%;
	background-color: #181830;
}

div#copyright a {
	color: #304890;
	border-bottom: 1px dashed #304890;
}

div#copyright a:hover {
	color: #9C9CFE;
	border-bottom: 1px solid #9C9CFE;
}

#footer {
	clear:both;
	margin-right: auto;
	margin-left: auto;
	position: relative;
}

#footer p {
margin:0;
}

div#disclaimer{
	font-size:75%; 
	color:#aaa; 
	line-height:normal; 
}

div#contact {
	width: 500px;
	margin: 0 auto;
}